WELCOME BONUS 300%
UP TO €2000 + 100
FREE SPINS
UP TO €2000 + 100
FREE SPINS
Home → Games
Casino games at Joe Fortune
Baccarat commission: 5 percent on each Banker win
The Banker bet in Baccarat has a commission of 5 percent on each win, making its effective payout rate slightly lower than the Player bet. While the Banker bet generally offers a superior RTP at 98.76% (when accounting for the commission), the commission reduces this advantage. This means that for every winning Banker bet, a small percentage is deducted.
This commission structure is a key factor in the house edge for Baccarat, contributing 0.18 percentage points to the overall advantage over the player. The Player bet, in contrast, pays out at 1:1 without any commission, resulting in a higher RTP of 98.76%. Players should be aware of this deduction when strategizing their bets.
Consequently, the 5 percent commission on Banker wins increases the house edge on this popular bet. Understanding this mechanic is crucial for players aiming to manage their bankroll effectively, as it directly impacts the theoretical return over extended play. The Tie bet, with its significantly lower RTP of 85.64%, presents a much higher house edge of 14.36%.
Sic Bo Pays from 1:1 to 180:1
Sic Bo offers a wide range of payouts, with specific bets returning from 1:1 up to a maximum of 180:1. Bets such as Small (sum of dice 4-10) and Big (sum of dice 11-17) both pay at 1:1. These bets are considered the strongest in Sic Bo due to their relatively high probability of winning, despite triples causing a loss for both.
The potential for higher payouts exists with more specific combinations, such as landing a particular triple. These bets carry a significantly higher house edge, reflecting their lower probability. For instance, while the Small and Big bets have an RTP of 97.22% and a house edge of 2.78%, other bets within Sic Bo can have considerably larger house advantages.
The variance in payouts means players can choose between lower-risk bets with higher frequency wins or higher-risk bets with the chance of a substantial payout. It is important to note that the house edge can vary dramatically across different Sic Bo bets, ranging from 2.78% to as high as 33.33% depending on the wager.
Straight 35:1 Instead of 36:1: Where House Edge Originates
The house edge in American Roulette, which features a double zero (00), is largely generated by the payout structure for single-number bets. A straight-up bet on a single number pays 35:1, rather than the true odds of 37:1 that would exist on a wheel with only one zero. This discrepancy accounts for the additional house advantage.
American Roulette has 38 sectors in total (numbers 1-36, 0, and 00), compared to the 37 sectors on a European Roulette wheel. Despite having the same payout rates as European Roulette for most bets, the inclusion of the double zero significantly increases the house edge to 5.26%. This is considerably higher than the 2.70% found on European wheels.
This specific payout difference means that for every 38 units wagered on a single number in American Roulette, the player is only paid for 35 winning outcomes, plus their original stake back. The two extra sectors (0 and 00) create a mathematical advantage for the casino, contributing to the 5.26% house edge on this variant.
9/6 table: nine for Full House, six for Flush
A 9/6 table in Video Poker refers to the specific payout ratios for two key hands: a Full House pays 9 times the bet, and a Flush pays 6 times the bet. This particular combination of payouts is considered a relatively favourable structure for the player in Jacks or Better variants.
The RTP for a 9/6 Video Poker Jacks or Better table is 97.29%, with a corresponding house edge of 2.71%. This is a direct result of the payout for the Full House and Flush hands. A reduction in these payouts, such as an 8/5 table, significantly decreases the RTP, showing a difference of 2.25 percentage points.
Choosing a 9/6 table is generally recommended for players seeking better long-term returns, as it offers a higher RTP compared to tables with lesser payouts for these hands. While other Video Poker variations exist, such as Deuces Wild, the 9/6 Jacks or Better table represents a standard benchmark for favourable game mechanics.
Variance at the Table: 1:1 vs. 35:1
The difference between a 1:1 payout and a 35:1 payout signifies a substantial variation in risk and reward at the gaming table. A 1:1 payout, as seen in Baccarat's Player bet or Sic Bo's Small/Big bets, offers a frequent return of the wagered amount, contributing to lower volatility and a higher RTP of 98.76% for Player bets.
Conversely, a 35:1 payout, characteristic of a single-number bet in American Roulette, represents a high-variance outcome. While the potential reward is significant, the probability of hitting such a bet is much lower. This contributes to the game's house edge, with American Roulette having a 5.26% advantage due to this payout structure.
The choice between these payout structures directly impacts a player's experience and bankroll management. Lower variance bets (1:1) allow for more extended play with smaller, more frequent wins, whereas higher variance bets (35:1) offer the possibility of larger wins but come with a higher risk of losing stakes more quickly.
Game categories at a glance
| Category | Examples | Stakes From | Highlight |
|---|---|---|---|
| Slots | Big Bad Wolf Megaways, The Dog House, Wanted Dead or a Wild | 0,10 EUR | thousands of titles |
| Table games | Roulette, Blackjack, Baccarat | 0,50 EUR | classic rules |
| Live casino | PowerUP Roulette, Lightning Blackjack | 0,20 EUR | real dealers |
| Jackpot games | Mega Moolah, Divine Fortune, Age of the Gods | 0,20 EUR | progressive pools |
| Instant games | Aviator, Plinko, Mines | 0,10 EUR | fast rounds |
| Video poker | Jacks or Better, Deuces Wild | 0,25 EUR | strategy based |
American Roulette: 5.26 Percent Due to Double Zero
American Roulette features 38 sectors, including both a single zero and a double zero. This configuration results in a house edge of 5.26%, significantly higher than its European counterpart. The payouts for inside and outside bets remain the same as European Roulette, but the additional zero sector directly increases the casino's average retention. This makes it a less favourable option for players seeking lower house advantages.
The standard payouts for American Roulette are structured as follows: a straight bet pays 35:1, a split bet pays 17:1, and a street bet pays 11:1. Similarly, corner bets offer an 8:1 payout, and six-line bets pay 5:1. Dozen and column bets both yield a 2:1 return, while even money bets like red/black, odd/even, and high/low offer a 1:1 payout. The double zero is the primary driver of the 5.26% house edge.
The increased house edge of 5.26% in American Roulette, compared to the 1.35% of French Roulette with La Partage on even money bets, directly impacts player returns over time. For instance, a €100 bet on an even money outcome in American Roulette, over many rounds, is theoretically expected to return €94.74, while the same bet in French Roulette could return €98.65. This difference highlights the impact of the double zero on overall player advantage.
37 vs. 38 Sectors: One Zero Difference
The fundamental difference between European and American Roulette lies in the number of sectors on the wheel. European Roulette utilizes 37 sectors, comprising numbers 1 through 36 plus a single zero. In contrast, American Roulette adds a second zero, the '00', bringing the total number of sectors to 38. This singular addition of a double zero has a profound impact on the game's mathematical structure.
This one zero difference directly translates to a disparity in the house edge. With 37 sectors in European Roulette, the house edge is a more favourable 2.70% for most bets. However, the inclusion of the double zero in American Roulette, creating 38 sectors, doubles the house edge on standard bets to 5.26%. This means that for every €100 wagered on an even money bet in American Roulette, the casino expects to retain €5.26, versus €2.70 in European Roulette.
The consequence for players is a reduced Return to Player (RTP) percentage. While European Roulette typically offers an RTP of 97.30% on even money bets, American Roulette's RTP is consequently lower at 94.74%. This diminished RTP is a direct result of the additional zero, making American Roulette a mathematically less rewarding game for players compared to its single-zero counterpart, impacting the long-term value of wagers.
Minimum deposit 20 EUR, table games count 10 percent
To participate in bonus offers, a minimum deposit of 20 EUR is required. This threshold ensures eligibility for promotional benefits, including the 300% welcome bonus up to €2,000 plus 100 free spins. Meeting this deposit requirement is the initial step for players wishing to leverage the extended gameplay offered by such promotions.
When contributing to wagering requirements, table games count at 10 percent. This means that for every €10 wagered on a table game, only €1 will count towards fulfilling the bonus turnover. For example, a €4,000 turnover requirement would necessitate €40,000 in wagers on table games, given their 10% contribution rate. This significantly extends the time and amount needed to clear bonus funds via these games.
Slots, however, contribute 100 percent towards wagering requirements. This means that €10 wagered on slots counts as €10 towards the €4,000 turnover. Consequently, players aiming to clear bonus funds quickly may find slots to be a more efficient option, as the required turnover can be achieved with substantially less overall betting volume. This differential weighting is a crucial factor in bonus strategy.
La Partage applies only to even money bets
The La Partage rule, a beneficial feature for players, is exclusively applied to even money bets in French Roulette. This rule stipulates that if the ball lands on zero, players placing even money bets (such as red/black, odd/even, or high/low) will have half of their stake returned. This provision significantly reduces the house edge on these specific bet types.
When La Partage is in effect on even money bets, the house advantage is reduced to 1.35%. This is achieved by refunding 50% of the wager when a zero is the outcome. For example, a €10 bet on red would normally risk the full stake. However, with La Partage, if zero hits, €5 of the €10 bet is returned to the player, mitigating potential losses. The alternative 'En Prison' rule also results in the same 1.35% house edge.
It is crucial to understand that La Partage does not extend to any other bet types, such as inside bets like straight, split, or corner bets. For instance, on an inside bet, if zero is spun, the entire stake is lost, as per standard roulette rules. This limitation ensures that the player advantage offered by La Partage remains confined solely to the even money betting categories, preserving the casino's overall edge on other wager types.
37 vs. 38 Sectors: What the Double Zero Costs
The inclusion of a double zero on the American Roulette wheel, in addition to the single zero, increases the total number of pockets to 38. This directly impacts the mathematical probabilities governing the game. Each spin is an independent event, but the greater number of outcomes provides the casino with a more substantial statistical advantage over the player.
The cost of the double zero is evident in the reduced Return to Player (RTP) percentage. While a game like Blackjack Liberal Vegas Strip offers an RTP of 99.72%, American Roulette with its 38 sectors has an RTP of 94.74%. This 5.26% difference represents the average amount the casino retains from player wagers over the long term, a direct consequence of the doubled zero.
For players, this translates to a higher house edge, meaning a larger portion of their stakes is theoretically retained by the casino. For example, playing Roulette Französisch with La Partage on even money bets yields an RTP of 98.65%. The American Roulette equivalent, due to its 38 sectors, offers a significantly lower RTP of 94.74%, demonstrating the direct financial impact of the double zero on player returns.
Jacks or Better: Check Payout Table Before Betting
The Jacks or Better Video Poker variant features a payout table with a Return to Player (RTP) of 97.29%, corresponding to a house edge of 2.71%. This specific table lists a Full House payout of 8 units and a Flush payout of 5 units. Deviations from this, such as a 9/6 table, offer a higher RTP of 98.45%.
A difference of only two payout units, for example from a 9/6 to an 8/5 table, results in a significant RTP reduction of 2.25 percentage points. The 8/5 Jacks or Better, with its 97.29% RTP, means that theoretically, over extended play, 2.71% of all wagers are retained by the house. This figure is an average based on optimal strategy.
Understanding these payout ratios is crucial for players as it directly impacts the theoretical return on their wagers. For instance, playing with a 97.29% RTP means that for every €100 wagered over an immense number of hands, approximately €97.29 would be returned. This particular table includes payoffs such as Royal Flush 800, Straight Flush 50, and Four of a Kind 25.
Video Poker: check payout table before betting
Video poker games offer varying Return to Player (RTP) rates, significantly influenced by their payout tables. For example, Deuces Wild – Not So Ugly Ducks (NSUD) presents an RTP of 99.73%, indicating a house edge of 0.27%. This variant typically includes a Five of a Kind payout of 16 units.
In contrast, Deuces Wild – Full Pay, where all four 2s act as wild cards, boasts an exceptional RTP of 100.76%, resulting in a negative house edge of -0.76%. This means that with perfect play, the player theoretically has an advantage. This version is unique as a mass-market game offering a positive expected value.
The specific payouts for hands like Natural Royal (800), Four Deuces (200), and Wild Royal (25) are fundamental to the RTP calculation in Deuces Wild variants. Players should always confirm the exact payout structure before commencing play, as even minor adjustments in coefficients can alter the game's long-term profitability.
Video Poker 9/6: What the Two Numbers Mean
The designation '9/6' in Video Poker refers to the payouts for a Full House and a Flush, respectively. Specifically, a 9/6 Jacks or Better machine awards 9 coins for a Full House and 6 coins for a Flush, relative to the bet size. This common configuration offers a higher RTP.
A 9/6 Jacks or Better video poker variant yields an RTP of 98.45%, a notable improvement over tables with lower payouts for these hands. For comparison, an 8/5 Jacks or Better table, with its Full House paying 8 and Flush paying 5, offers an RTP of 97.29%.
The difference in RTP between a 9/6 and an 8/5 table is approximately 1.16 percentage points. This RTP figure represents the theoretical average return over a vast number of hands played using optimal strategy, highlighting the importance of choosing the correct payout structure.
Soft 17: the Ace counts 11 or 1
In Blackjack, the dealer hitting on a 'Soft 17' rule modifies the game's dynamics and house edge. When the dealer hits a Soft 17, meaning a hand with an Ace counted as 11 and another card totalling six, the RTP is reduced by approximately 0.22 percentage points compared to a dealer standing on all 17s.
This rule is a common variation found in many Blackjack games. For instance, in a game using 6 decks instead of 8, the house edge increases by approximately 0.02 percentage points. The dealer hitting Soft 17 is one of several rule modifiers that affect the overall RTP.
Other rule modifications that benefit the player include 'Resplit Aces' (improving RTP by about 0.08 percentage points) and 'Double After Split' (improving RTP by approximately 0.14 percentage points). Understanding these variations is essential for players aiming to optimise their game.
Connection Lost in Table Game: Round Continues Automatically
If a player experiences a lost connection during a table game, the round typically continues automatically. This feature ensures that the player does not forfeit their wager due to technical issues. For example, in Blackjack, if a connection drops after a bet is placed, the game will proceed according to the established rules.
The system automatically makes decisions based on the player's hand and the dealer's upcard, ensuring fair play even in the absence of active player input. This automated continuation is a standard safety net for online gaming sessions, preventing loss of funds or potential winning hands.
This automatic continuation mechanism is designed to protect the player's interests and maintain the integrity of the game. Upon reconnection, the player can review the outcome of any rounds that occurred during the disconnection period, providing transparency in gameplay.
Contact
Live - online chat
Banking
Providers
Joe Fortune Casino 2026